CoreOutsourced Finance

Bookkeeping in Mississauga that keeps up with your business.

Outsourced bookkeeping, HST and payroll support, and management reporting for Ontario businesses — on a fixed monthly fee, with direct access to the person doing the work.

Book a 30-minute call See packages
Over a decade of experienceHands-on accounting and bookkeeping for Ontario businesses
Controller-level depthIncluding scaling a company from $4M to $12M in revenue
Fixed fees, agreed firstQuoted in writing before any work begins
Cloud-first, Ontario-basedWe work in your software, wherever you are

Why businesses switch to us

Most of the companies that come to us have already tried a larger provider. The pattern is nearly always the same: the books slip a month behind, then three. Payroll questions go into a queue. Nobody on the other end actually knows the file, so every conversation starts from scratch.

We keep the number of clients per bookkeeper deliberately low, which means the person who does your books is the person who answers when you call. When a business is growing quickly, that difference stops being a convenience and starts being the thing that keeps decisions on time.

Books current every month. One person who knows your file. A fixed fee you agreed in advance.

Pricing

Building this in-house means choosing one or the other: a bookkeeper who can keep records but not interpret them, or a controller at six figures who is overqualified for the data entry. Most growing businesses need some of both and can justify neither on its own.

Fixed monthly fees, quoted in writing before any work begins. Fees are reviewed once a year, with notice.

Essentials

Never miss a deadline

Your books reconciled every month and your filings handled. You stop thinking about CRA dates.

From $450per month + HST
  • Monthly bank and credit card reconciliation
  • HST returns prepared and filed
  • Instalment calculations and reminders
  • Year-end file your accountant can work from directly
  • T5 slips and dividend documentation at year end
  • One person who knows your file and answers you

Suits up to about 50 transactions a month across one or two accounts. A quarterly close is available for very low-volume businesses.

Book a call
Complete — most common

Know your numbers every month

A real month-end close, finished by the 15th, so the numbers are done and you can act on them.

From $750per month + HST
  • Full month-end close by the 15th
  • Financial statements and a short plain-English summary
  • Supplier bills entered and coded, with a payment batch prepared for your approval
  • Customer invoices recorded, receipts matched, and overdue accounts flagged
  • HST returns and instalments handled
  • A scheduled call each month to go through it
  • Questions answered as they come up, never billed

Suits up to about 150 transactions a month across up to four accounts.

Book a call
Controller

Decide with confidence

Controller-level reporting and analysis, at a fraction of a controller's salary.

From $1,600per month + HST
  • Everything in Complete
  • KPI pack built around your business, not a template
  • Margin and profitability by job, product or location
  • Rolling cash flow forecast and budget tracking
  • Lender and shareholder reporting packages
  • Direct line for decisions as they arise

For higher volume, multiple entities, or any business where the numbers drive weekly decisions.

Book a call
Add-on

Managed payroll

Priced separately because payroll scales with headcount, not transaction volume — so businesses without payroll are not subsidising those with it. Available on any package.

  • Pay runs on your cycle — weekly, biweekly, semi-monthly or monthly
  • Source deductions calculated and the remittance schedule set up with CRA
  • Year-end T4 slips and T4 Summary
  • Two new hires and two departures each year, including Records of Employment
  • Further hires or departures at $95 each

You handle hiring, employment contracts and the employment decision. We handle the payroll mechanics — setup, calculation, remittance and reporting. We do not provide employment standards, termination or HR advice.

$175per month + HSTplus $35 per employee
One-time
Starting from behind? Two one-time engagements come first.

Cleanup & Catch-up

Historical periods reconciled, outstanding HST filed, and prior-year balances agreed to your filed returns. However far behind you are, you finish with a trial balance you can hand to anyone.

Quoted per file, from $850

System Setup

Cloud accounting configured properly from the start, or an existing file cleaned up and migrated without losing history. Chart of accounts built for how you actually report.

Quoted per file, from $600

Both are quoted as a fixed fee once we have seen the file, and neither is a condition of the monthly packages.

Fixed fees, never hourly. Pay twelve months in advance and the twelfth month is free.

What we handle

The recurring accounting work that small businesses either do badly or do at midnight.

Bookkeeping & reconciliation

Transactions categorised, bank, card and loan accounts reconciled, and a clean set of books every period.

HST returns

Preparation and filing, reconciled to the general ledger, with instalment calculations where required.

Payroll support

Salary and source-deduction schedules, remittance setup assistance, and year-end T4 slips and summaries.

Payables & receivables

Supplier and customer ledgers kept current, aging reviewed, and payment or collection issues flagged early.

Management reporting

Month-end statements, KPI reporting, margin analysis and cash flow forecasting for owners making real decisions.

Year-end file preparation

A tidy trial balance with supporting working papers, packaged so your year-end accountant can work from it directly.

Software setup & migration

Cloud accounting set up properly from the start, or an existing file cleaned up and migrated without losing history.

Personal income tax returns

T1 preparation and filing for individuals, including the owners of the businesses we support.

For accounting firms

We take on bookkeeping and catch-up work for firms that are at capacity — quietly, under your process, and without ever touching your client relationship.

Your client stays your client

We never contact your clients or market to them. The relationship, the billing and the credit are entirely yours, under written confidentiality terms, and we do not disclose who we work with.

We work in your file

Your software, your chart of accounts, your working paper conventions and file naming. What comes back matches what you would have produced yourself.

Fixed fee, flexible capacity

Quoted per engagement so you can price your own work with certainty. Scale up for a multi-year cleanup or busy season and back down after, without hiring.

Industries we work in

Volume-heavy, multi-account businesses where the bookkeeping genuinely matters. We work with owners in Mississauga, Brampton, Toronto and throughout the Greater Toronto Area, and remotely across the rest of Ontario. Pick yours.

Job costing that tells you which contracts actually made money — not just whether the year was profitable.

  • Job-level costing and margin, not only company profit
  • Statutory holdbacks tracked under the Construction Act
  • Subcontractor versus employee documented before WSIB or CRA asks
  • Progress billing and work in progress at period end

Reporting that hits the franchisor's deadline every period, and the two numbers that actually run a restaurant.

  • Royalty and ad-fund reporting on the franchisor's schedule
  • Food cost and labour percentage reported monthly, not guessed
  • POS volume summarised properly rather than dumped into the ledger
  • Location-by-location comparison where you run more than one

Profitability per truck rather than per company, so you know which units are earning and which are not.

  • Fuel, maintenance and lease costs allocated to the unit that incurred them
  • Driver pay models and owner-operator settlements handled consistently
  • US-dollar receipts and exchange dealt with through the year
  • Equipment leases and finance schedules tracked against the asset

The exposures that catch incorporated consultants, identified early rather than after a CRA letter.

  • Personal services business exposure reviewed against the actual contract
  • Corporate surplus and passive income watched against the small business threshold
  • Foreign-client invoicing treated correctly for HST
  • Owner draws and dividends recorded properly through the year

Inventory and cost of goods that reconcile, and sales matched to settlements rather than to deposits.

  • Inventory and cost of goods reconciled, not estimated at year end
  • Multi-channel sales matched to processor settlements
  • Platform fees, shipping and refunds recorded where they belong
  • HST handled across provinces and on shipping

Reporting per property rather than one blended statement, and the HST calls made correctly.

  • A profit and loss for each property, not a single combined view
  • HST applied correctly to commercial versus residential rent
  • Capital versus current calls on repairs decided deliberately
  • Multiple entities kept separate and reconciled to each other

Not on the list? Most of what we do transfers. Tell us your volumes and what needs filing, and we will say honestly whether we are the right fit.

Book a call

How it works

No long onboarding project and no software you have to learn.

Scope and quote

Tell us your transaction volume, the accounts involved and what needs filing. We come back with a fixed fee before any work starts.

Connect your records

Bank feeds, a shared folder, or whatever you already use. We work in your existing software, or set one up properly for you.

Stay current

Books reconciled every period, filings on time, and a short summary so you always know where the business stands.

Talk to us

Based in Mississauga, working with businesses across the Greater Toronto Area and Ontario. The quickest route is a short call — we ask about your volumes, your filings and your deadlines, and quote from there.

Book a 30-minute call No charge and no preparation needed. You will leave the call knowing what the work involves and roughly what it costs.
See available times

Or send us the details instead

Rather write first? Only name and email are required. We reply to every enquiry, usually within one business day.

Emailinfo@coretax.ca
Office600 Matheson Blvd W, Unit 5
Mississauga, ON  L5R 4B8
ServingGreater Toronto Area and across Ontario
HoursMonday to Friday
9:30 am – 5:00 pm